Odisha Mo Ghara Yojana 2023 : Odisha Mo Ghara Yojana is a housing scheme launched by the Government of Odisha in India. The scheme aims to provide affordable and quality housing to the economically weaker sections of society. Under this program, eligible beneficiaries will be provided with financial assistance to construct or enhance their existing houses. The scheme Odisha Mo Ghara Yojana also focuses on the provision of basic amenities such as water supply, sanitation facilities, and electricity connections. By promoting sustainable and inclusive housing, Odisha Mo Ghara Yojana strives to improve the living conditions and quality of life for the marginalized sections of the population in Odisha.
ଓଡିଶା ମୋ ଘରା ଯୋଜନା 2023 ସ୍ଥାୟୀ ଘର ବିନା ସ୍ୱଳ୍ପ ଆୟକାରୀ ଲୋକଙ୍କୁ loans ଣ ଯୋଗାଇଥାଏ | 29 ମଇ 2023 ରେ, ସିଏମ୍ ନବୀନ ପଟ୍ଟନାୟକ ଓଡିଶା ମୋ ଘରା ଯୋଜନା 2023 ର ଉଦଘାଟନ କରିଥିଲେ, ଯାହା ଅଂଶଗ୍ରହଣକାରୀମାନଙ୍କୁ 3 ଲକ୍ଷ ଟଙ୍କା କ୍ରେଡିଟ୍-ଲିଙ୍କ୍ ହାଉସିଂ an ଣ ସହିତ ଏକ ପକ୍କା ହାଉସ୍ ପାଇବାକୁ ଅନୁମତି ଦେଇଥାଏ | ଓଡିଶା ମୋ ଘରା ଯୋଜନା ଯୋଗ୍ୟତା 2023 ବ୍ୟକ୍ତିବିଶେଷଙ୍କୁ ମାସିକ ଆୟ 25000 ରୁ କମ୍ ଏବଂ ପକ୍କା ଘର ନାହିଁ | 15 ଜୁନ୍ 2023 ରୁ, ଆପଣ rhodisha.gov.in ରେ ଓଡିଶା ମୋ ଘରା ଯୋଜନା ପାଇଁ ଆବେଦନ କରିପାରିବେ | ଏହା ପରେ, ଆପଣ 10 ବର୍ଷରୁ ଅଧିକ ଘର ନିର୍ମାଣ କରିବାକୁ 3 ଲକ୍ଷ ଟଙ୍କା ପାଇବେ | ଓଡ଼ିଶା ମୋ ଘରା ଯୋଜନା 2023 ପାଇଁ ଅନ୍ଲାଇନ୍ରେ ଆବେଦନ କରିବା ପାଇଁ ଆମେ ବିସ୍ତୃତ ନିର୍ଦ୍ଦେଶାବଳୀ ପ୍ରଦାନ କରୁଛୁ।
ଟିପ୍ପଣୀ: ଓଡିଶା ମୋ ଘରା ଯୋଜନା ହେଉଛି ଏକ ଗୃହ ଯୋଜନା ଯାହାକି ଓଡିଶାର ସହରୀ ଗରିବ ଲୋକଙ୍କୁ ପକ୍କା ଘର ଯୋଗାଇବା ପାଇଁ ଉଦ୍ଦିଷ୍ଟ | ଏହା ଜୀବନଧାରଣର ଉନ୍ନତି ତଥା ରାଜ୍ୟରେ ଅନ୍ତର୍ଭୂକ୍ତ ବିକାଶକୁ ପ୍ରୋତ୍ସାହିତ କରିବାକୁ ଲକ୍ଷ୍ୟ ରଖିଛି।
Odisha Mo Ghara Yojana Links
1 | Mo Ghara Yojana Registration Link | Click Here |
2 | Odisha Mo Ghara Scheme 2023 Official Notification | Check link |
3 | Official Website | Click Here |
4 | Our Home Page | Click Here |
Also Check- Delhi Driver Yojana 2023 Online Apply Form Registration link corona help
Odisha Mo Ghara Yojana 2023 Highlight
Article Category | Registration |
Scheme Launched By | Odisha CM |
Scheme Launched On | 29th May 2023 |
Scheme Purpose | For All Families, Housing |
Eligibility For Scheme | family with monthly income of less than Rs. 25000 |
Benefits of Mo Ghara Yojana | 3 lakh rupee loan disbursement and repayment schedules that are simple |
loan validity | 10 Year |
State | Odisha |
Start Registration Date | 15th June 2023 |
Official Website | www.rhodisha.gov.in |
Odisha Mo Ghara Yojana Eligibility Criteria
To be eligible for the Odisha Mo Ghara Yojana Registration housing scheme, applicants need to meet the following criteria:
- Residency: The applicant must be a permanent resident of Odisha.
- House Ownership: The applicant should not own a pucca house (a house with permanent structure) either in their name or in the name of any family member.
- Income Criteria: The scheme targets households with annual incomes below a Odisha Mo Ghara Yojana specified threshold, which may vary based on the category of the applicant.
- Vulnerable Groups: Preference is given to vulnerable groups such as widows, transgender individuals, differently-abled persons, etc.
- Age Requirement: The applicant must be at least 18 years old.
- Valid Aadhaar Card: The applicant must possess a valid Aadhaar card as proof of identification and residence.
By fulfilling these Odisha Mo Ghara Yojana Eligibility Criteria, individuals can avail themselves of the benefits of the Odisha Mo Ghara Yojana housing scheme.
Odisha Mo Ghara Benefits
- Financial assistance: The Odisha Mo Ghara scheme provides financial support to economically weaker sections and low-income groups for constructing or renovating their houses.
- Eco-friendly construction: The scheme emphasizes eco-friendly construction practices and encourages the use of locally available materials, promoting sustainability and reducing environmental impact.
- Technical support: Beneficiaries receive technical guidance and support throughout the construction process, ensuring proper implementation and adherence to quality standards.
- Training programs: The scheme offers training programs to enhance the Odisha Mo Ghara Yojana construction skills of beneficiaries, enabling them to actively participate in the building process and acquire new skills.
- Improved living conditions: By providing safe and affordable housing, the scheme aims to uplift the living conditions of vulnerable sections of society, improving their overall quality of life.
- Social empowerment: The scheme promotes social empowerment by ensuring access to housing for marginalized communities, empowering them to lead dignified lives and contribute to society.
- Poverty alleviation: By addressing the housing needs of economically weaker sections, the scheme plays a crucial role in poverty alleviation, offering a pathway to economic stability and growth.
- Reduced homelessness: Odisha Mo Ghara aims to reduce homelessness by providing Odisha Mo Ghara Yojana housing opportunities to those who are in need, ensuring that everyone has a roof over their heads.
- Community development: The scheme contributes to community development by fostering a sense of belonging and stability, strengthening social ties, and creating a foundation for sustainable development in the state of Odisha.
- Government support: The Odisha government’s commitment to the Mo Ghara scheme demonstrates its dedication to improving the lives of its citizens and promoting inclusive growth across the state.
Loan Amount | Subsidy Available |
Rs: 1 Lakh | Rs: 30,100/- |
Rs: 1.5 Lakh | Rs: 45,300/- |
Rs: 2 Lakh | Rs: 60,500/- |
Rs: 3 Lakh | Rs: 60,500/- |
Sample Calculation for Odisha Mo Ghara Yojana EMI
Sl. No | Loan Amount (Rs.) | Effective Principal after 1 year @ 9% Interest | Subsidy by Government | EMI @ 9% rate of interest for 10 years (in Rs.) | ||
General | SC/ST/ PwD headed HHs | General | SC/ST/ PwD headed HHs | |||
1 | 1,00,000 | 1,09,000 | 30,000 | 40,000 | 1,001 | 874 |
2 | 1,50,000 | 1,63,500 | 45,000 | 55,000 | 1,501 | 1,374 |
3 | 2,00,000 | 2,18,000 | 60,000 | 70,000 | 2,001 | 1,875 |
4 | 3,00,000 | 3,27,000 | 60,000 | 70,000 | 3,382 | 3,256 |
ଓଡିଶା ମୋ ଘରା ଯୋଜନ Loan will be disbursed in following instalments:
LoanAmount | 1stInstalment | 2ndInstalment | 3rdInstalment |
Rs. 1 Lakh | Rs. 50,000/- after sanction | Rs. 50,000/- after roof cast | – |
Rs. 1.5 Lakh | Rs. 50,000/- after sanction | Rs. 50,000/- at Roof Level | Rs.50,000/- after roof cast |
Rs. 2 Lakh | Rs. 50,000/- after sanction | Rs. 1,00,000/- at Roof Level | Rs.50,000/- after roof cast |
Rs. 3 Lakh | Rs. 1,00,000/- after sanction | Rs. 1,00,000/- at Roof Level | Rs. 1,00,000/- after roof cast |
How to Register Odisha Mo Ghara Yojana ?
To register for the Odisha Mo Ghara Yojana, follow these steps:
- Visit the official website of the Odisha government’s ଓଡିଶା ମୋ ଘରା ଯୋଜନ .
- Click on the “Odisha Mo Ghara Yojana Registration” or “Apply Now” button.
- Fill in the required personal details such as your name, address, contact information, and Aadhaar number.
- Provide information about your family members and their Aadhaar numbers.
- Upload the necessary documents, such as Aadhaar cards, income certificates, and bank account details.
- Review the information you have entered and make sure it is accurate.
- Submit the Odisha Mo Ghara Yojana Registration form online.
- After submission, you will receive a confirmation message or reference number.
- Keep the reference number safe for future reference and communication.
- Wait for the authorities to process your application. If approved, you will be notified about further steps through SMS or email.
Remember to regularly check the official website for updates on your ଓଡିଶା ମୋ ଘରା ଯୋଜନ application status.
Steps To Apply Odisha Mo Ghara Application Form ?
To apply for the Odisha Mo Ghara Application Form, follow these steps:
- Visit the official website of Odisha Mo Ghara.
- Click on the “Apply Now” or “Register” button.
- Fill in the required personal details such as name, address, contact Odisha Mo Ghara Yojana information, and Aadhaar number.
- Provide information about your family members and their Amadhaar numbers.
- Upload the necessary documents such as Aadhaar card, residence proof, and income certificate.
- Select the appropriate scheme for which you are applying.
- Review the information provided and make sure it is accurate.
- Submit the Odisha Mo Ghara Application Form online.
- After submission, you will receive an application reference number.
- Keep the reference number for future reference and tracking the status of your application.
Ensure that you have all the necessary documents and information before starting the application process.
Documents Needed for Odisha Mo Ghara Scheme
To apply for the Odisha Mo Ghara scheme, you will need the following documents:
- Proof of Identity (Aadhaar Card, Voter ID, Passport, etc.)
- Proof of Residence (Electricity bill, Telephone bill, Ration card, etc.)
- Income Certificate
- Bank Account details
- Passport-sized photographs
- Caste Certificate (if applicable)
- Disability Certificate (if applicable)
- Proof of Marriage (for married applicants)
- Proof of Education (for students)
- Any other relevant documents as specified by the authorities.
Ensure that you have these documents in order to complete the application process for the Odisha Mo Ghara scheme.
How To Check Odisha Mo Ghara Yojana Status ?
once you’ve applied online. You can track the progress of your application if you want to. You must adhere to the instructions listed below to accomplish this.
- You must first visit the Orissa MO Home Page.
- You must now make use of today.
- The application number must then be entered after this.
- Click the submit button now to verify.
- As a result, you may monitor the application’s progress.
FAQs on Odisha Mo Ghara Yojana
The Odisha Mo Ghara Yojana is a housing scheme initiated by the Government of Odisha in India. It aims to provide affordable pucca houses to the homeless and those living in kutcha houses in rural areas of the state.
The scheme is targeted towards vulnerable sections of society, including Scheduled Castes, Scheduled Tribes, and Other Backward Classes. Eligibility is determined based on income criteria and preference is given to women-headed households and differently-abled individuals.
Under the Odisha Mo Ghara Yojana, eligible beneficiaries receive financial assistance to construct a pucca house. The scheme covers the entire cost of construction, including materials and labor. It ensures a safe and secure living environment for disadvantaged families.
Interested individuals can apply for the scheme by visiting the official website of the Odisha Mo Ghara Yojana or by visiting the nearest Common Service Centre (CSC). The application process involves providing personal and income-related details, and the selection of beneficiaries is done through a transparent and objective process.
All The bEST!